Crypto Holding Period Calculator
Find out in seconds whether your crypto gains are tax-free – compliant with the German 1-year holding period under §23 EStG.
Calculate Now ↓Trusted by over 10,000 crypto investors in Germany
Calculate Holding Period
📥 Add Purchase (0)
📤 Add Planned Sale (0)
Calculation follows the FIFO principle (First-In-First-Out) as required by German tax authorities.
📊
Fügen Sie Käufe hinzu, um Ihr Steuer-Dashboard zu sehen.
Professional Crypto Tax Software
For 50+ trades, we recommend a professional solution with automatic API connection to exchanges:
German Crypto Tax Rules – Simply Explained
German tax law (§23 EStG) is extremely attractive for crypto investors – if you know the rules:
Holding Period > 1 Year
If you sell cryptocurrencies after a holding period of more than one year (365 days), the entire profit is 100% tax-free – regardless of the amount.
Holding Period < 1 Year
If sold within one year, profits above the €1,000 exemption limit are taxed at your personal income tax rate (up to 45%).
FIFO Principle
German tax authorities apply First-In-First-Out: when partially selling, the oldest coins are considered sold first.
⚠️ Important: Staking and lending can extend the holding period to 10 years! Consult a tax advisor.
Not tax advice. This information is for guidance only.
Frequently Asked Questions – Crypto Holding Period
When exactly does the 1-year period start?▼
The period starts the day after purchase. For example: Purchase on 15.03.2024 → period starts 16.03.2024 and ends 15.03.2025. The sale is tax-free from 16.03.2025.
Does the 1-year period also apply to NFTs and stablecoins?▼
Yes, the 1-year period generally applies to all cryptocurrencies, including NFTs and stablecoins – as long as they are classified as private sales transactions.
What about staking or lending?▼
If you stake or lend your coins, the holding period extends from 1 year to 10 years. This is a critical point that many investors overlook. Please consult a tax advisor.
What counts as a taxable disposal?▼
Any exchange of crypto to fiat (€/$), crypto to crypto, or using crypto to pay for goods/services counts as a taxable disposal.